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Prepaid Rolling Account

A First Fuel Bank Rolling Account allows you to pre-buy fuel with a cash deposit and receive a discounted price with each fueling. Your Rolling Account provides the best price we can offer without falling below the state of Minnesota's legal minimum pricing. This deposit is not locked in and your price will move up and down with the market. There is no maximum or minimum deposit required and no time limits on use. A Rolling Account is separate from a Locked Account but the steps for fueling are the same. You will receive a fuel card and PIN to access fuel. Because this is a cash only account, First Fuel Bank can eliminate the expensive credit card and bad check fees and, with no risk of drive-offs, we can pass the savings on to our valued customers, ensuring you the very best price each day.

Accounts can be opened at the main office at 625 Lincoln Ave SE in St. Cloud. Terms are cash or check. (No credit cards or cash cards for prepaid fuel.)
Accounts are subject to First Fuel Bank's Fuel Card Agreement.

Buy your fuel in advance whether your needs are large or small. Although there is no minimum or maximum purchase amounts, First Fuel Bank does reserve the right to limit purchases in a market crisis or federal allocation. There is absolutely no time limit in which the fuel must be used. (Please note Supply Limitation on agreement.)

Five fueling locations are open 24 hours a day, 365 days a year, conveniently located throughout the St. Cloud area.  A deposit drop off box is located at each location (not available at Miller Auto location) for quick, convenient purchasing. Deposits dropped off before 5:00 p.m. are credited that same day.

Only your fuel card and PIN together can activate a withdrawal of fuel from your account. Tighter security is available for fleet accounts such as limiting gallons per fill, fills per day, designating fuel type per vehicle, etc. Each account can be tailored to fit your individual needs. Daily print outs of all transactions are monitored by First Fuel Bank staff to detect pilferage attempts or any other problems. In the event we find discrepancies, you will be notified. Lost or stolen cards and codes can be locked out at your request.

We provide an online fuel report documenting all transactions such as fuelings, deposits and any other activity to the account. Also you have the option of entering an odometer reading which will then figure your miles per gallon. If you have questions regarding your fuel report, please contact us at 320-252-BANK (2265).
Click here to view a sample fuel report. 
Click here for commonly asked questions.

First Fuel Bank offer supply protection if shortages should occur again. Each purchase is recorded and, in case of limitations, your gallons are guaranteed based on previous usage. Regular gas stations have no record of your purchases so you have no allocation. (Please note Supply Limitation on Agreement.)

To check your account balance at the pumps, press the help button when it asks for your PIN. This option will only work with the First Fuel Bank magstrip card. This feature can be locked out at your request.

1. Insert and remove card.
2. Type pin number. Press enter key.
3. Put in odometer reading (omit tenths). Press enter key.
4. Select pump number. Press enter key.
5. Wait for authorization. Begin fueling.
6. Re-insert card after fueling for receipt.


First Fuel Bank
Main Office: 625 Lincoln Avenue SE ▪ St. Cloud, MN 56304
(320) 252-2265 ▪ Fax: (320) 252-0653